Polywards← Blog

How the Payout Cycle System Works

Payouts are measured per cycle, not over your account's whole lifetime. Here's exactly how the cycles, the conditions, and the high-water mark fit together.

September 7, 2026 · 3 min

Every funded account (Challenge or Instant Funding) is organized into payout cycles instead of being measured over the account's entire lifetime. The first cycle starts on your very first trade after funding and lasts 10 days. Every cycle after that lasts 7 days, chained back-to-back with no gap.

To request a payout, three conditions must be met within the current cycle: at least 3% realized profit on your starting capital, no single trading day accounting for more than 20% of that profit (15% on Instant Funding), and at least 5 active trading days.

What you can withdraw is capped two ways: a per-cycle limit that grows as you complete more cycles, and a high-water mark that only rises when a cycle closes above your previous best balance — so you can never withdraw the same gain twice.

If a cycle doesn't meet the requirements, nothing is lost forever, but the profit from that cycle simply never becomes withdrawable — it stays in your balance as a cushion against drawdown, and every rule resets clean for the next cycle.